DHA Islamabad-Rawalpindi runs five separate transfer procedures, and it publishes no
fee schedule for any of them. Both facts come straight off DHA’s own site: its
“Transfer Procedure Downloads” page splits transfers into Normal, Gift, GPA, SPA and
Widow/Widower/Legal-Heir categories, each with its own document set — and the No Demand
Certificate form itself leaves the fee as a blank line, “as per statement of dues,”
computed per file rather than quoted as a rate card. Here is what DHA’s own downloads page
and its two core transfer forms actually say, what they do not say, and where the dealer-quoted
numbers that circulate instead stand.
The five transfer categories DHA itself publishes
DHA’s downloads page (dhai-r.com.pk/tfr-proc-downloads-list,
read 4 Sep 2026) is a set of five tabs, each a document bundle rather than a written-out
sequence of steps:
DHA Islamabad-Rawalpindi’s five published transfer categories — from its own Transfer Procedure Downloads page| Category | Applies when… | Documents DHA lists for it |
|---|
| Normal Transfer | An ordinary sale between two unrelated parties. | Application for Transfer of Plot (DHA-402(R)), NDC, seller’s affidavit, purchaser’s undertaking, agreement to sell, statement-of-dues request. |
| Gift Transfer | Transfer “for love and affection” — no sale price. | Gift Deed, NDC, certificate by the donee, affidavit by the donor, undertaking by the donee. No agreement-to-sell, since nothing is being sold. |
| GPA Transfer | Buyer or seller acts through a General Power of Attorney. | GPA specimen, DHA’s own “Procedure of Preparing a GPA” note, NDC. |
| SPA Transfer | Buyer or seller acts through a Special (limited) Power of Attorney. | SPA specimen, DHA’s own “Procedure of Preparing an SPA” note. |
| Widow / Widower / Legal-Heir Transfer | Plot moves to a surviving spouse or legal heir, not by sale. | Application by widow/widower/legal heir, affidavit for surrender of right, undertaking, NDC, statement-of-dues request. |
Normal Transfer — the document checklist, verbatim
DHA’s own form DHA-402(R), “Application for Transfer of Plot”
(PDF, dhai-r.com.pk)
is a letter the seller addresses to “The Administrator, Defence Housing Authority
Islamabad-Rawalpindi,” declaring the sale and listing the papers “executed…
for further necessary action and official record.” Read plainly, that means every item
below is assembled before the application is submitted — the NDC (item b) has to
already exist, not be requested at the same visit:
Normal Transfer checklist, verbatim from DHA form DHA-402(R), “Application for Transfer of Plot”| Item | Document | Notes |
|---|
| a | Original Allotment Letter and Allocation Letter of the plot | Surrendered at transfer. |
| b | No Demand Certificate (NDC) | Form DHAI-502(F) — see below; must already be in hand, not applied for at the same counter visit. |
| c | Transfer Affidavit by the seller | Rs 20 stamp paper, one photocopy, attested by an Oath Commissioner. |
| d | Undertaking by the purchaser | To pay any additional charges, dues or taxes — Rs 20 stamp paper, attested by an Oath Commissioner. |
| e | Agreement to Sell the plot | Rs 100 stamp paper, attested by DHA Islamabad-Rawalpindi itself. |
| f | Application for Membership / Associate Membership | Filed by the purchaser. |
| g | Two passport-size colour photographs | Of the purchaser. |
| h | Photocopies of CNICs | Seller, purchaser, and both witnesses — the form also asks for two witnesses’ signatures, full names, CNIC numbers, phone numbers and dates. |
Who actually signs off — read off DHA’s own NDC form
DHA’s No Demand Certificate, form DHAI-502(F)
(PDF, dhai-r.com.pk),
certifies that dues “including transfer fee” have been received against the seller’s
membership and plot number, and assigns the buyer a new membership number. The form’s own
printed remarks block routes approval through four internal directorates before the Secretary signs
off — in this order: Director Finance → Director TP&BC (Town Planning & Building
Control) → Director Legal → Director Transfer & Record → Secretary. This is the
clearest primary-source evidence of how DHA actually approves a transfer: entirely in-house, through
its own directorates, rather than routed to an outside regulator.
That is also the concrete difference from CDA plots. A CDA transfer runs through CDA’s One
Window Operation and a separate CDA Board approval — see our
CDA plot transfer guide for that mechanism in full.
DHA Islamabad-Rawalpindi, as its own housing authority, approves and records its own transfers instead
— and because the same “DHA Islamabad” name in practice spans blocks under two
different regulatory regimes, read DHA Islamabad-Rawalpindi: One Brand,
Two Regulators before assuming which rules apply to a specific phase.
The fee — what DHA states, and what only dealers state
DHA’s own DHAI-502(F) form leaves the transfer-fee amount as a blank line to be filled in
“as per statement of dues” — there is no printed rate card on either document we
could read, and DHA’s member-gated pages (transfer-procedure/, downloads/)
redirect to login for anyone outside the portal. The figures below are what circulates among dealers
for DHA Margalla Enclave specifically, checked against a third-party site on 3 September 2026 —
not DHA’s own published numbers:
Circulating DHA Margalla Enclave transfer-fee figures — NOT published by DHA; confirm at the counter| Item | Figure quoted by dealers | Status |
|---|
| 5 Marla | Rs 77,000 | circulating, dealer-sourced |
| 10 Marla | Rs 1,77,000 | circulating, dealer-sourced |
| 1 Kanal | Rs 1,91,000 | circulating, dealer-sourced |
| Processing fee (all sizes) | Rs 20,000 | circulating, dealer-sourced |
| Transfer-set fee (all sizes) | Rs 5,000 | circulating, dealer-sourced |
Confirm the actual figure at DHA’s own transfer counter before budgeting
against it. Federal withholding tax is separate from any of the above and is not a DHA fee at all:
§236C on the seller and §236K on the buyer, both computed on the FBR notified value —
rates and worked examples are in plot taxes & transfer
costs and, specifically for the Rawalpindi side of the DHA table, in
FBR valuation, Rawalpindi.
Buying or selling from overseas
The GPA and SPA categories above are not a workaround — they are two of DHA’s own five
published transfer routes, each with its own specimen document and “procedure of preparing”
note. For an overseas Pakistani, the practical route is a NICOP plus a properly attested Special Power
of Attorney naming the plot and the transaction — never a general POA. What that POA must contain,
mission by mission, and the NADRA online route that skips the embassy queue, is in the
power-of-attorney guide. If the plot in question is a DHA Margalla
Enclave ballot allotment rather than an existing DHA Islamabad-Rawalpindi plot, the overseas-specific
application mechanics are in DHA Margalla Enclave for overseas
Pakistanis.
Where Margalla Enclave file transfers fit in
Margalla Enclave’s own balloting terms (Clause 8, its 2nd/3rd-ballot form) say a successful
applicant’s Intimation can be transferred “after deposit of 20% Payment… through
normal transfer procedure” — DHA’s own words point straight back at the Normal
Transfer category and DHA-402(R) form above, not at a separate Margalla-only process. If you won a
plot in the ballot and want to sell the file, or you are buying one, start with
won a plot in the Margalla Enclave ballot?
what happens next and Margalla Enclave file for sale
— buying and selling after the ballot, then apply this page’s document checklist to the
actual transfer.
What we are not claiming: DHA’s own step-by-step procedure
documents for Normal, Gift, GPA and SPA transfers are published as Word files on its downloads page,
not as readable web text, and this page does not summarise their contents beyond what the two forms
above state directly. If your file needs the exact procedure text, download it from DHA’s own
page linked above, or send us the plot and category on WhatsApp and we pull the current requirement
with you before you queue at the counter.